Breaking a lease can put a permanent black mark on your file. Whether you were formally evicted or you just have negative reviews from previous landlords, other landlords may be wary of renting a property out to you. But that doesn’t mean you can’t still get an apartment; it just means you need to work a little harder.
Know How You’re Being Impacted
How does breaking a lease hurt you? If an eviction was never formally filed, then the lease is probably hurting you for indirect reasons. Either you don’t have a landlord that can be contacted for a reference, or your prior landlord is being open and honest about their experience with you. This is completely legal.
More frequently, though, breaking a lease can lead to an eviction for non-payment or for absence. If you didn’t notify the landlord that you were leaving, they will evict. This will stay on your file for years, and as long as it is on your file, it’s going to show up on every background check.
Learn About Your Options
Now that you know how you’re being impacted by a broken lease, you can create a game plan. If you broke your lease a long time ago, it may drop off your record soon. However, if it’s been less than a few years, you’re going to need housing now.
The answer is second chance housing. Second chance apartments let in those who have bad credit or who have broken leases. These apartments are designed to give people another chance and to let them prove themselves.
A second chance apartment is just like any other apartment; the only difference is that they let people in who may have less than perfect records. Moreover, a second chance apartment will help you in getting a different apartment in the future. When you want to move, you’ll be able to use the apartment complex as a reference, and thus will have a better history to display.
If you have a broken lease on your record, all is not lost. You can still get housing, you just need to go to a place that specializes in housing for individuals in your situation. They’ll be able to get you started back on the path to responsible home renting. You’ll then be able to work on improving your credit score and putting your broken lease behind you.