Second Chance Apartments Logo
Get In Touch

Bad Credit

Helping you find your home.

Why Choose us

BROKEN LEASE

Second Chance Apartments Locators helps residents in major metropolitan areas find a second chance apartment regardless of how poor their credit or rental history. Some credit issues that can get in the way of obtaining an apartment or other rental property is if there was a prior broken lease, eviction or some other credit issue on a credit report.

The metropolitan areas we cover are as follows: Los Angeles, Miami, New York, Chicago, Dallas (DFW), Houston, San Francisco, Atlanta, Boston, Detroit, Philadelphia, Phoenix, and Washington D. C. We even can help with Houston, TX Second Chance Apartments. No matter if you have bad credit or not, Second Chance Apartment Locators can help you find the best apartment, meeting your criteria while staying within your budget.

When interested in an apartment, the next step would be to fill out an application to see if you qualify for the apartment. 

This means the apartment complex or landlord will more than likely check your credit to see if there are any credit issues on it. If there is an eviction, broken lease or something else, they may possibly deny your rental application.

A broken lease or an eviction are two of the biggest issues that can affect a renter from being approved for an apartment. While having a lease, if you break your lease or get evicted, it can severely affect your credit, making it difficult to get approved for credit or get approved for an apartment. Regardless if you had a prior broken lease or eviction, Second Chance Apartments will be able to assist you with finding a 2nd chance apartment in one of the top metropolitan areas.

a successful team
What is Considered Bad Credit?

Any time an application is filled out and approved for a credit card, a loan or even an apartment and the individual defaults on their payment(s), it will likely show as bad credit on the credit report. There are many different types of credit which include; credit cards, utilities, cellphones, rent-to-own, mortgages, cars, loans, and more! If someone is late paying their bill, it may show on the credit report as a late payment, and for every month late, it will show it on the report. When someone is very late paying their bill or bills, it may result in something severe like an eviction, foreclosure, repossession, lien or judgment on the credit report. When there is something more serious on the credit application, it makes it very difficult to get approved for an apartment, credit, or even a loan.

Unfortunately, bad credit can affect your credit for many years. Lenders may not want to approve you for a credit card, a loan, or something else if your credit history reflects late payments especially if there is a judgment foreclosure, lien, repossession, eviction, or anything else showing on the report. A lender will more than likely decline your application or approve your application with an outrageous interest rate.

Are you aware that bad credit can affect getting accepted for a job, getting a good vehicle insurance rate, or whether you would need to pay a security deposit for a utility bill or for a cellphone? Also, if a potential landlord approves you for an apartment even with bad credit, they may require a higher security deposit such as two months of rent paid upfront.

If any payments on credit cards or loans were missed, you will eventually know if you have bad credit. If applying for a credit card or loan and get rejected, it is a sign there is bad credit showing on your credit report.

Our Value

Bad Credit is Not Permanent!

Just because you have bad credit, you can start repairing it. The first thing you should do is request a copy of your credit report, so you can see what is showing up on your credit report. The main reason you should check your credit report every so often is to make sure there are not any entries showing up that are not yours.

second chance apartment

Just because you have bad credit, you can start repairing it. The first thing you should do is request a copy of your credit report, so you can see what is showing up on your credit report. The main reason you should check your credit report every so often is to make sure there are not any entries showing up that are not yours. People can become victims of identity theft, and victims may not even know unless they check their credit reports occasionally. If there are debts that you know you paid off, you can easily contact the creditor and find out about the removal of the debit to show it as paid in full. You can also dispute any transaction on your credit report that you do not agree with to hopefully get the entry removed.

Regardless, if you had a history of paying your bills late, it is best to start getting in the habit of paying the bills before the due dates. This is a great way to easily start repairing your credit report. Eventually, your credit score will improve and potential lenders will see the improvement. If you do not have a credit card, you can try to open a low credit limit card with a department store. This way you can make a purchase and pay it off quickly to start building good credit.

No matter what your credit situation is and if there is bad credit present on your credit report like an eviction, foreclosure, repossession, lien or slow payments, Second Chance Apartment Locators will be able to help you find a 2nd chance apartment in one of the major metropolitan areas that will approve you for an apartment. Life does happen and the way the economy has been, there are many people across the nation who live paycheck-to-paycheck and have had a slow payment history on their credit reports. The past is the past, and you can start repairing your credit now and make it look better for the future.

Whether you have good credit or bad credit, the search process for looking for a 2nd chance apartment can be time-consuming and stressful. Over the years, we have assisted plenty of individuals like you who also have bad credit, and we can assist you, too. Second Chance Apartment Locators is the industry leader in helping renters find the most suitable 2nd chance apartments! What are you waiting for, the process is quick and free! We have rental agents standing by to assist you! It won’t take you very long to see why SecondChanceApartments.comwill be your main source for finding a perfect apartment.

Scroll to Top