FAQS
FAQS
Q: Are you able to help people with a broken lease getting approved for another apartment or home?
Absolutely! Second Chance Apartments has helped several thousands of people with broken leases get approved for apartments, homes and condos.
Q: I went through an eviction. Can you help me find an apartment they is willing to accept my application?
Yes, we can. We assist people with evictions all the time. We have helped thousands of people with previous or current evictions get approved.
Q: I have really bad credit. What are my chances of getting approved for an apartment or home?
Bad credit does not automatically mean you will be denied. There are several variables that need to be considered. We help people with wide rage of credit challenges get approved for apartments, homes and condos all the time. The more details you can provide reqarding you credit issues the better job we can provide for you. Knowing your precise credit score is always a good start.
Q: I have a criminal background. Can you help me find a place I can call my home?
We have assisted thousands of people with criminal backgrounds. Approval usually depends on the type or level of offense, We also need to know how the age of the conviction and how long ago was your sentence completed. If is also important to know when your probation or parole was completed. It you are still on probation or parole we need to know when it will be completed. If you have a misdemeanor conviction we will also need to know these details. People with aggravated or violent offenses are more difficult to help. We are not able assist anyone required to register as a sex offender.
Q: What information do you need from me if I have a broken lease or eviction?
To help match you with the best possible apartment options, Second Chance Apartments may ask a few important questions about your rental history and current situation.
- Do you know month and year the broken lease or eviction occurred?
In most cases, older rental problems are easier to work with. Some apartment communities will consider recent broken leases or evictions depending on the situation. - What property did the broken lease or eviction happen at?
This helps us avoid apartments managed by the same ownership or management company. If you do not know the management company we can most likely figure it out for you. - Do you know the the name of the management company where you created the rental debt?
Again this information can be especially helpful if you are relocating from another city or state. Several large management companies operate properties in cities across the nation. - Do you know how the balance is on you credt?
Some apartments have limits on broken lease balances. The lower the amount owed the better. Others properties may offer more leniency depending on your situation and previous rental history. The balance should be listed in the collection category on you credit reports. - Do you have any rental history after the broken lease or eviction?
Positive rental history after a broken lease or eviction willl always improve you chances of being approved and also increase your options. - Have you subnmitted an application at a property recently?
Knowing whether you were approved or denied helps us avoid properties with similar criteria. It also provide us with insight into what you are looking for in you new apartment.
Q: I have an recent eviction. Are you still able to help me find a place to live?
Yes! Second Chance Apartments helps with recent evictions all the time.
What do you need to know?
We may ask for a few details to better understand your situation and help narrow down possible apartment options.
- Has the judgement been reported to you credit?
Recent evictions are can actually be easier to work with espsecilly if they have not yet been reported to your credit. Several apartment communities will accept recent or current evictions as long as there is a justifiable reason for the eviction being filed. - Which property was the eviction from?
This helps us avoid apartments managed by the same company or ownership group. - Do you know the management company name?
This can be useful, especially if you are moving from another city or state. - Do you know how much is still owed?
Some apartments have balance limits for eviction-related debt. If the balance has been paid off, you will qualify for additional choices. Proof of a zero balance will be necessary..
Q: I have really bad credit. Can you help me find an apartment, or private rental?
Yes. of course! ! Second Chance Apartments helps people with low credit scores and challlenging credit.
What do you need to know?
We may ask for a few details to better understand your credit situation to help match you with the best possible apartments.
- Do you know your current credit scores?
For the most accurate information, you can check your scores through Experian, Equifax, and TransUnion. - Do you owe any utility companies?
Some apartment communities may deny applications if there are unpaid utility balances. - Have you had any repossessions?
Recent repossessions can affect apartment approval. The more accurate information you provide about your credit history, the better we can help identify suitable apartment options. - Do you know hw much the balances are that you have in collections? This will help us make certain you will comfortably qualify financially for your new apartment.
Q: I have filed for bankruptcy in the past.Will this affect my abililty to lease?
Second Chance Apartments helps people with bankruptcies find apartments condos and homes that will accept their application.
What do you need to know?
We will ask for a few details so we can better understand your situation and then provide your options.
- How old is the bankruptcy?
Older bankruptcies are usually easier to work with, but some apartment communities may still consider recent or active bankruptcies - Did you file a Chapter 7, 9,11, or 13 bankruptcy? People who filed Chapter 7 and 9 bankruptcies are much easier getting approved since they are not required to make monthly payments. If you are currently making payments on a Chapter 11 or 13 bankruptcy the apartments will deduct the monthly payments from your income requirements.
- There are very few properties thst will sign a lease contract with anyone that is currently in an open bankruptcy.
Q: I had a foreclosure. Willl this affect my ability to lease an apartment, condo or home?
Second Chance Apartments helps people with foreclosures find apartments, condos and homes that will accept their application.
What do you need to know?
We may ask a few questions to better understand your financial situation and help identify possible apartment options.
- How old is the foreclosure?
Older foreclosures are generally easier to work with, although some apartment communities may still consider more recent cases. - Do you still owe money on the foreclosed property?
If the balance has already been paid, you may qualify for additional apartment options. - Are you currently making payments on the foreclosure balance?
If you are making payments, some apartments may deduct those monthly payments from your income qualification.
Foreclosures are often viewed as less severe than broken leases and evictions. Many apartment communities understand that financial hardships often happen and will consider applicants that financially qualify.