FAQS
FAQS
Q: I have a broken lease. Can you help me?
Absolutely. Second Chance Apartments has helped many renters with broken leases find apartment options that fit their situation.
Q: I went through an eviction. Can you help me find an apartment that may accept my application?
Yes, we can. We work with people facing eviction issues every day and help connect them with second chance apartment opportunities.
Q: I have really bad credit. What are my chances of getting approved for an apartment?
Q: I have a felony. Can you help me find an apartment?
Q: What information do you need from me?
To help match you with the best possible apartment options, Second Chance Apartments may ask a few important questions about your rental background and current situation.
- How old is the broken lease or eviction?
In most cases, older rental issues are easier to work with. Some apartment communities may still consider recent broken leases or evictions depending on the situation. - What property did the broken lease or eviction happen at?
This helps us avoid apartments managed by the same ownership or management company. - Do you know the apartment management company name?
This information can be especially helpful if you are relocating from another city or state. - Do you know how much is still owed?
Some apartments have limits on broken lease balances, while others may offer more flexibility depending on your situation and rental history. - Do you have rental history after the broken lease?
Positive rental history after a broken lease or eviction can improve your approval chances and increase your available options. - Have you applied anywhere recently?
Knowing whether you were approved or denied helps us avoid properties with similar requirements and better understand what type of apartment you may qualify for.
Q: I have an eviction. Can you help me?
Yes, we can. Second Chance Apartments works with renters who have eviction history and helps connect them with apartment options that may fit their situation.
What do you need to know?
We may ask for a few details to better understand your situation and help narrow down possible apartment options.
- How old is the eviction?
Older evictions are generally easier to work with, although some apartment communities may still accept recent or current evictions. - Which property was the eviction from?
This helps us avoid apartments managed by the same company or ownership group. - Do you know the management company name?
This can be useful, especially if you are moving from another city or state. - Do you know how much is still owed?
Some apartments have balance limits for eviction-related debt. If the balance has been paid off, you may qualify for additional apartment options. Proof of a zero balance may be requested. - Do you have rental history after the eviction?
Good rental history after an eviction can improve your approval chances and provide more available options.
Q: I have really bad credit. Can you help me?
Yes, we can. Second Chance Apartments helps renters with low credit scores and past credit issues find apartment options that may work for their situation.
What do you need to know?
We may ask for a few details to better understand your credit situation and help match you with possible apartment options.
- Do you know your current credit scores?
For the most accurate information, you can check your scores through Experian, Equifax, and TransUnion. - Do you owe any utility companies?
Some apartment communities may deny applications if there are unpaid utility balances. - Have you had any repossessions?
Recent repossessions can affect apartment approval. The more accurate information you provide about your credit history, the better we can help identify suitable apartment options.
Q: I have filed for bankruptcy. Can you still help me lease an apartment?
Yes, we can. Second Chance Apartments helps renters with bankruptcy history find apartment options that may fit their financial situation.
What do you need to know?
We may ask for a few details so we can better understand your situation and help identify possible apartment options.
- How old is the bankruptcy?
Older bankruptcies are usually easier to work with, but some apartment communities may still consider recent or active bankruptcy cases. - Did you file Chapter 7, 11, or 13 bankruptcy?
If you are currently making payments, some apartments may subtract those monthly payments from your income qualification calculations.
Q: I had a foreclosure. Can you help me lease an apartment?
Yes, we can. Second Chance Apartments helps renters with foreclosure history find apartment options that may work for their situation.
What do you need to know?
We may ask a few questions to better understand your financial situation and help identify possible apartment options.
- How old is the foreclosure?
Older foreclosures are generally easier to work with, although some apartment communities may still consider more recent cases. - Do you still owe money on the foreclosed property?
If the balance has already been paid, you may qualify for additional apartment options. - Are you currently making payments on the foreclosure balance?
If you are making payments, some apartments may deduct those monthly payments from your income qualification.
Foreclosures are often viewed as less severe than broken leases. Many apartment communities understand that financial hardships happen and may still consider qualified applicants.